Bad Credit?

We Can Help

0800 250 305

Get the Financial Support You Need with a Bad Credit Loan from Dynamic Finance. Struggling with bad credit? Don’t let your credit score hold you back from getting the financial help you need. At Dynamic Finance, we understand that life happens, and sometimes things don’t go as planned. That’s why we offer bad credit loans across New Zealand – providing fast, flexible, and affordable financing options for those with less-than-perfect credit.

Why Choose Dynamic Finance?

  • Fast & Easy Application: Apply online in just a few minutes. We’ve streamlined the process to make it quick and simple to get the funds you need.
  • Flexible Loan Terms: We offer loan options with flexible repayment terms, so you can find a solution that fits your budget.
  • We are here to help: We take pride in being responsible lenders, our licensed financial advisors specialize in tailored solutions to help you rebuild your credit score, secure loans and achieve financial freedom.
  • Quick Approval: Once you apply, we review your details and provide you with fast approval, often with funds available quickly.
  • Transparent and No Hidden Fees: With our bad credit loans, you won’t face unexpected charges or hidden fees – everything is clear from the start.

How We Help You

Bad credit can make it hard to access traditional financing options, but that doesn’t mean you have to struggle financially. Whether you need a personal loan for an emergency, a car loan, or help consolidating debt, our bad credit loans provide you with the financial support you need, when you need it most.

Common Reasons People Apply For Our Loans:

  • Emergency medical expenses
  • Unexpected car repairs or purchases
  • Debt consolidation to simplify repayments
  • Home improvements or renovations
  • Wedding expenses or family events
  • Moving costs or relocation

The Benefits 

  • Access to Funds When You Need Them: Don’t wait weeks for approval. Our bad credit loans provide quick access to the funds you need to cover expenses or tackle emergencies.
  • Affordable Repayments: With flexible repayment terms, you can manage your loan and pay it back at a pace that works for your budget.
  • No Need for a Perfect Credit Score: We understand that things don’t always go as planned, so we look at your overall financial situation, not just your credit history.
  • Rebuild Your Credit: With consistent, on-time payments, a bad credit loan can help you rebuild your credit score over time.

How it works:

  1. Apply Online: Fill out our simple online application form. It takes just a few minutes to complete.
  2. Get Approved Fast: We review your application quickly and give you a decision within 24 hours.
  3. Receive Your Funds: Once approved, we’ll transfer the funds directly to your account so you can address your financial needs without delay.

Why New Zealanders Trust Us For Bad Credit Loans:

  • Flexible Lending Options: We offer a range of finance options designed for people with all types of credit scores, from good to bad.
  • No Judgement, Just Help: We understand life can be unpredictable, and we want to help, not judge. We take a compassionate approach to lending.
  • Quick and Easy Process: Our application process is fast, secure, and fully online, meaning you can apply from anywhere, at any time.
  • Local Expertise: We are a New Zealand-based company, and we understand the challenges Kiwis face when they need financial help.

Get Back On Track, If Your Credit Score Is Holding You Back

Don’t let bad credit stop you from getting the help you need. Apply for a bad credit loan today and get the funds you need to move forward!